Family Tax Benefit Calculator 2026–27
Estimate your FTB Part A and Part B, the end-of-year supplements and which income test applies to your family.
FTB rates and income limits from 1 July 2026 (2026–27). Rent Assistance rates from 20 September 2026. Fortnightly amounts exclude the end-of-year supplements, which are paid after you lodge your tax return.
Printed from ClearCalc (clearcalc.com.au/family-tax-benefit-calculator/). Estimates only, not financial advice.
What is Family Tax Benefit?
Family Tax Benefit (FTB) is a payment from Services Australia to help with the cost of raising children. It has two parts. Part A is paid for each child and depends on your combined family income. Part B is paid per family, mainly to single parents and couples where one parent earns a lot less than the other. You can have it paid fortnightly, or as a lump sum after the end of the financial year.
FTB Part A rates for 2026–27
| Per child | Per fortnight | Per year |
|---|---|---|
| Maximum rate, aged 0 to 12 | $235.48 | $6,139.30 |
| Maximum rate, aged 13 to 19 (secondary school) | $306.46 | $7,989.85 |
| Base rate, any age | $75.60 | $1,971.00 |
On top of this, the FTB Part A supplement of up to $970.90 a child is paid after tax time if your family's adjusted taxable income is $80,000 or less.
How the Part A income test works
Services Australia works out your rate two ways and pays whichever is higher:
- Method 1: start with the maximum rate, take off 20c for every dollar of family income over $69,131, and 30c for every dollar over $123,078. It never drops below the base rate while your income is under $123,078.
- Method 2: start with the base rate and take off 30c for every dollar over $123,078.
Method 2 usually applies to families with one or two younger children and a higher income. Families with more or older children often stay on Method 1 longer. Income cut-outs (no Part A at or above):
| Children | Family income cut-out |
|---|---|
| 1 child under 13 | $129,648 |
| 2 children under 13 | $136,218 |
| 3 children under 13 | $148,507 |
| 2 under 13 and 1 aged 13+ | $154,675 |
FTB Part B
Part B is up to $200.34 a fortnight if your youngest child is under 5, or $139.86 if they're 5 or older, plus a supplement of up to $478.15 a year. Single parents get the full rate if their income is $124,327 or less. For couples, the higher earner must earn $124,327 or less, and the youngest child must be under 13. Part B then falls by 20c for each dollar the lower earner earns over $7,154.
Worked examples
A couple with two children aged 4 and 8, no rent, for the 2026–27 year (annual amounts include supplements):
| Family income (main earner + partner) | Part A | Part B | Total a year | Per fortnight |
|---|---|---|---|---|
| $60,000 ($50,000 + $10,000) | $14,220 | $5,132 | $19,353 | $649 |
| $90,000 ($70,000 + $20,000) | $8,105 | $3,132 | $11,237 | $413 |
| $120,000 ($90,000 + $30,000) | $3,942 | $1,132 | $5,074 | $176 |
| $150,000 ($110,000 + $40,000) | $0 | $0 | $0 | $0 |
What this calculator leaves out
This is an estimate. It doesn't include the maintenance (child support) income test, shared care, the Energy Supplement (closed to new claims), Newborn Supplement, or the rule that families on an income support payment get the maximum Part A rate whatever their income. Rent Assistance is a simplified estimate for private renters. If your income changes during the year, your actual FTB is balanced at tax time. To plan care costs, try the Child Care Subsidy calculator, or for a new baby the Paid Parental Leave calculator.
Frequently asked questions
What income is used for Family Tax Benefit?
Your adjusted taxable income. That's your taxable income plus things like reportable fringe benefits, reportable super contributions, net investment losses, tax-free pensions and foreign income. Part A uses your combined family income.
When is FTB paid?
You can get it fortnightly based on an income estimate, or claim it as a lump sum after the financial year. The FTB Part A and Part B supplements are only paid after you, and your partner, lodge tax returns and your FTB is balanced.
Can I get Part B if my partner works?
Yes, if the higher earner earns $124,327 or less and your youngest child is under 13. Part B reduces once the lower earner earns more than $7,154 a year and stops at about $35,661 (youngest under 5) or $27,777 (youngest 5 or older).
Why does my rate drop to the base rate?
Under Method 1 your maximum rate tapers at 20c in the dollar over $69,131. Once it reaches the base rate of $75.60 a child a fortnight, that rate holds until family income passes $123,078, then reduces by 30c in the dollar.
Do FTB rates change in September?
No. FTB rates and income limits are indexed once a year on 1 July. Rent Assistance paid with FTB is indexed in March and September.
Official sources used for this calculator include: Services Australia, Services Australia – Child Care Subsidy, My Aged Care. See how we calculate.
Reviewed by the ClearCalc team. Last reviewed October 2026. This calculator gives an estimate for general information only. Check important figures with the relevant government agency or a licensed professional.