Support at Home Contribution Calculator
Work out your Support at Home budget and how much you'll contribute towards your aged care services each quarter.
Services you use each quarter
Printed from ClearCalc (clearcalc.com.au/support-at-home-calculator/). Estimates only, not financial advice.
What is Support at Home?
Support at Home replaced Home Care Packages and Short-Term Restorative Care on 1 November 2025. After an aged care assessment, you're given a classification from Level 1 to Level 8, each with a quarterly budget. Your provider uses the budget to deliver services, and you pay a contribution towards some of them.
Quarterly budgets
| Classification | Per quarter | Per year |
|---|---|---|
| Level 1 | $2,752.50 | $11,010 |
| Level 2 | $4,112.84 | $16,451 |
| Level 3 | $5,634.20 | $22,537 |
| Level 4 | $7,617.13 | $30,469 |
| Level 5 | $10,182.38 | $40,730 |
| Level 6 | $12,341.32 | $49,365 |
| Level 7 | $14,915.00 | $59,660 |
| Level 8 | $20,034.28 | $80,137 |
Providers can charge up to 10% of each quarterly budget for care management. Budgets are indexed, so check the current amounts on the Department of Health website.
What you contribute
| Clinical | Independence | Everyday living | |
|---|---|---|---|
| Full Age Pensioner | 0% | 5% | 17.5% |
| Part pensioner | 0% | 5% to 50% | 17.5% to 80% |
| Self-funded retiree | 0% | 50% | 80% |
| Grandfathered, full pensioner | 0% | 0% | 0% |
| Grandfathered, part pensioner | 0% | 0% to 25% | 0% to 25% |
| Grandfathered, self-funded | 0% | 25% | 25% |
"Grandfathered" means you had, or were approved for, a Home Care Package on 12 September 2024. Part pensioners get personal rates from Services Australia based on an income and assets assessment. Clinical care, such as nursing and physiotherapy, is fully funded for everyone. There's a lifetime cap of $130,000 (indexed) on contributions across Support at Home and residential aged care.
This calculator is an estimate. Your provider sets its prices, and Services Australia confirms your contribution rates.
Frequently asked questions
How much will I pay for Support at Home as a full pensioner?
Nothing for clinical care, 5% of the cost of independence services such as personal care, and 17.5% of everyday living services such as cleaning. On $2,800 of independence and $2,000 of everyday living services a quarter, that's $490 a quarter.
What happens to unspent funds?
You can carry forward unspent funds of up to $1,000 or 10% of your quarterly budget, whichever is higher, into the next quarter.
I was on a Home Care Package. Do I pay more now?
If you had or were approved for a package on 12 September 2024, you're protected under the 'no worse off' rules and pay lower contributions, shown in the table above.
Last reviewed October 2026. This calculator gives an estimate for general information only. Check important figures with the relevant government agency or a licensed professional.