Stamp Duty New South Wales 2026–27
What you'll pay in transfer duty on a home in New South Wales, at prices from $400,000 to $2 million, including first home buyer concessions.
Stamp duty in New South Wales at every price
| Price | Home to live in | First home (established) | First home (new) | Investment |
|---|---|---|---|---|
| $400,000 | $12,187 | $0 | $0 | $12,187 |
| $500,000 | $16,687 | $0 | $0 | $16,687 |
| $600,000 | $21,187 | $0 | $0 | $21,187 |
| $700,000 | $25,687 | $0 | $0 | $25,687 |
| $750,000 | $27,937 | $0 | $0 | $27,937 |
| $800,000 | $30,187 | $0 | $0 | $30,187 |
| $900,000 | $34,687 | $19,594 | $19,594 | $34,687 |
| $1,000,000 | $39,187 | $39,187 | $39,187 | $39,187 |
| $1,200,000 | $48,187 | $48,187 | $48,187 | $48,187 |
| $1,500,000 | $63,787 | $63,787 | $63,787 | $63,787 |
| $2,000,000 | $91,287 | $91,287 | $91,287 | $91,287 |
First home buyers in New South Wales
In the table above, first home buyers pay no duty on established homes up to $800,000, a saving of $30,187 at that price.
Full exemption (First Home Buyers Assistance Scheme, up to $800,000).
Concession phases out between $800,000 and $1m (approximate).
Other states
Victoria · Queensland · Western Australia · South Australia · Tasmania · ACT · Northern Territory
Transfer duty only, at 2026–27 rates. It doesn't include mortgage registration or transfer fees, or foreign buyer surcharges. First home buyer figures assume you meet every eligibility rule.
Frequently asked questions
How much is stamp duty on a $750,000 house in New South Wales?
About $27,937 for an owner-occupier, an effective rate of 3.72%. An investor pays $27,937.
How much is stamp duty on a $1 million home in New South Wales?
About $39,187 for an owner-occupier and $39,187 for an investor.
Do first home buyers pay stamp duty in New South Wales?
In the table above, first home buyers pay no duty on established homes up to $800,000, a saving of $30,187 at that price. Full exemption (First Home Buyers Assistance Scheme, up to $800,000).
Last reviewed October 2026. Estimates for general information only, based on 2026–27 rates. Check important figures with the relevant government agency or a licensed professional.