Stamp Duty on a $2,000,000 Home in South Australia (2026–27)
What you'll pay in transfer duty on a $2,000,000 property in South Australia, for owner-occupiers, first home buyers and investors.
$2,000,000 stamp duty in South Australia by buyer type
| Buyer | Duty | Rate | Notes |
|---|---|---|---|
| Home to live in | $103,830 | 5.19% | – |
| First home (established) | $103,830 | 5.19% | In South Australia, the first home buyer exemption only applies to new homes, off-the-plan purchases and house-and-land packages. |
| First home (new) | $0 | 0.00% | First home buyer new home exemption – no price cap. |
| Investment | $103,830 | 5.19% | – |
First home buyers
At $2,000,000, first home buyers in South Australia pay the same $103,830 as other owner-occupiers on an established home. There's no first home buyer concession at this price. Buying a new home, they pay $0.
In South Australia, the first home buyer exemption only applies to new homes, off-the-plan purchases and house-and-land packages.
How much cash you'll need
With a 20% deposit of $400,000, stamp duty takes the cash you need at settlement to about $503,830 for an owner-occupier, before legal fees, inspections and government registration fees. Duty is usually due at or soon after settlement, and most lenders won't add it to your loan.
How duty changes around $2,000,000 in South Australia
At $1,500,000, the same buyer would pay $76,330, $27,500 less.
Stamp duty of $103,830 is 26% of a 20% deposit on this property. Saved at $500 a week, it would take about 4.0 years to put aside the duty alone.
$2,000,000 stamp duty in every state
| State | Owner-occupier | First home buyer (established) |
|---|---|---|
| New South Wales | $91,287 | $91,287 |
| Victoria | $110,000 | $110,000 |
| Queensland | $88,350 | $88,350 |
| Western Australia | $94,116 | $94,116 |
| South Australia | $103,830 | $103,830 |
| Tasmania | $85,185 | $85,185 |
| ACT | $90,800 | $0 |
| Northern Territory | $99,000 | $99,000 |
Other prices in South Australia
$400k · $500k · $600k · $700k · $750k · $800k · $900k · $1m · $1.2m · $1.5m · full SA table
Transfer duty only, at 2026–27 rates. Excludes foreign buyer surcharges and registration fees. First home buyer figures assume you meet every eligibility rule.
Frequently asked questions
How much is stamp duty on a $2,000,000 house in South Australia?
About $103,830 for an owner-occupier in 2026–27, an effective rate of 5.19%. An investor pays $103,830.
Do first home buyers pay stamp duty on a $2,000,000 home in South Australia?
At $2,000,000, first home buyers in South Australia pay the same $103,830 as other owner-occupiers on an established home. There's no first home buyer concession at this price. Buying a new home, they pay $0.
Which state has the lowest stamp duty on a $2,000,000 home?
Tasmania is lowest at $85,185 for an owner-occupier, and Victoria is highest at $110,000.
Last reviewed October 2026. Estimates for general information only, based on 2026–27 rates. Check important figures with the relevant government agency or a licensed professional.