Stamp Duty on a $400,000 Home in Tasmania (2026–27)
What you'll pay in transfer duty on a $400,000 property in Tasmania, for owner-occupiers, first home buyers and investors.
$400,000 stamp duty in Tasmania by buyer type
| Buyer | Duty | Rate | Notes |
|---|---|---|---|
| Home to live in | $13,998 | 3.50% | – |
| First home (established) | $13,998 | 3.50% | Tasmania's temporary first home buyer exemption for established homes has ended. A First Home Owner Grant may apply to new homes. |
| First home (new) | $13,998 | 3.50% | Tasmania's temporary first home buyer exemption for established homes has ended. A First Home Owner Grant may apply to new homes. |
| Investment | $13,998 | 3.50% | – |
First home buyers
At $400,000, first home buyers in Tasmania pay the same $13,998 as other owner-occupiers on an established home. There's no first home buyer concession at this price.
Tasmania's temporary first home buyer exemption for established homes has ended. A First Home Owner Grant may apply to new homes.
How much cash you'll need
With a 20% deposit of $80,000, stamp duty takes the cash you need at settlement to about $93,998 for an owner-occupier, before legal fees, inspections and government registration fees. Duty is usually due at or soon after settlement, and most lenders won't add it to your loan.
How duty changes around $400,000 in Tasmania
Between $400,000 and $500,000, duty rises from $13,998 to $18,248. Each extra $1,000 you pay for the property in that range adds about $42 in duty (4.2%), so negotiating $20,000 off the price would save about $850 in duty as well.
Stamp duty of $13,998 is 17% of a 20% deposit on this property. Saved at $500 a week, it would take about 0.5 years to put aside the duty alone.
$400,000 stamp duty in every state
| State | Owner-occupier | First home buyer (established) |
|---|---|---|
| New South Wales | $12,187 | $0 |
| Victoria | $16,370 | $0 |
| Queensland | $5,250 | $0 |
| Western Australia | $13,015 | $0 |
| South Australia | $16,330 | $16,330 |
| Tasmania | $13,998 | $13,998 |
| ACT | $5,008 | $0 |
| Northern Territory | $16,514 | $16,514 |
Other prices in Tasmania
$500k · $600k · $700k · $750k · $800k · $900k · $1m · $1.2m · $1.5m · $2m · full TAS table
Transfer duty only, at 2026–27 rates. Excludes foreign buyer surcharges and registration fees. First home buyer figures assume you meet every eligibility rule.
Frequently asked questions
How much is stamp duty on a $400,000 house in Tasmania?
About $13,998 for an owner-occupier in 2026–27, an effective rate of 3.50%. An investor pays $13,998.
Do first home buyers pay stamp duty on a $400,000 home in Tasmania?
At $400,000, first home buyers in Tasmania pay the same $13,998 as other owner-occupiers on an established home. There's no first home buyer concession at this price.
Which state has the lowest stamp duty on a $400,000 home?
ACT is lowest at $5,008 for an owner-occupier, and Northern Territory is highest at $16,514.
Last reviewed October 2026. Estimates for general information only, based on 2026–27 rates. Check important figures with the relevant government agency or a licensed professional.